Top accounts offer 3%-4% APY
The national average money market account rate stands at 0.61%. Some top accounts offer rates as high as 3%-4% APY.
TotalBank Online Money Market Deposit Account offers 4.01% APY with a $2,500 minimum balance.
Other banks, such as Brilliant Bank and Zynlo, offer 4% and 3.90% APY respectively, with some requiring a $1,000 minimum balance.