30-Year Mortgage Rates Climb 12 Basis Points to 6.47% on July 10
Average U.S. 30-year fixed mortgage rates rose to 6.47% amid mixed movements across other loan types. U.S. 30-year fixed mortgage rates increased by 12 basis points to 6.47% on July 10, 2026, according to lender data. The rise contrasts with a 3 basis point decline in 15-y