Early Warning Services targets India for its first international expansion, citing strong U.S.-India remittance flows and plans for a USD-backed stablecoin.
Zelle will launch its peer-to-peer payment service in India later this year, marking its first international market. The move follows $1.2 trillion in transactions processed through the platform in 2025, driven by U.S. consumers and small businesses.
India was selected as a “natural starting point” due to its status as the top recipient of U.S. remittances, accounting for roughly a third of all inflows. The company also announced plans to introduce ZelleUSD, a U.S. dollar-backed stablecoin, to support cross-border payments.
Zelle’s expansion comes amid regulatory challenges, including a dropped CFPB lawsuit in March 2025 and an ongoing case by New York’s attorney general over fraud concerns.