JPMorgan and Standard Chartered predicted up to $8 billion in first-year inflows for XRP ETFs, but current holdings stand at $988.78 million.
XRP ETFs have attracted $1.51 billion in inflows since their November 2025 launch, falling short of Wall Street forecasts. JPMorgan and Standard Chartered had predicted $4 billion to $8 billion in first-year inflows before any fund existed.
Current holdings total $988.78 million, as XRP’s value has declined by over half since the funds debuted. Analysts cite the pending CLARITY Act, which would classify XRP as a commodity, as a key catalyst for future institutional demand.
The funds’ underperformance contrasts with earlier optimism, as regulatory uncertainty and market volatility weigh on investor appetite.