National averages for 30-year fixed mortgages fell 5 basis points to 6.26% on June 17, 2026, extending a downward trend.
Mortgage rates declined across most loan types on June 17, 2026, with the 30-year fixed rate dropping 5 basis points to 6.26%. The 15-year fixed rate edged down 1 basis point to 5.73%, while the 5/1 adjustable-rate mortgage (ARM) fell 1 basis point to 6.30%.
The latest declines follow a broader trend of easing rates over recent weeks. Refinance rates also moved lower, though they remain slightly above purchase rates in some categories. The 30-year fixed refinance rate matched the purchase rate at 6.26%, while the 15-year refinance rate settled at 5.68%.
National averages are based on aggregated lender data and rounded to the nearest hundredth. Rates vary by borrower credit profile, loan amount, and regional factors.