Regional Bank Buybacks: 5 Institutions Making Big Moves Third Coast Bancshares (NASDAQ:TCBX) reported what executives described as another strong quarter, citing record diluted earnings per share, higher net interest income, disciplined loan growth and stable credit trends…
ring the company’s second quarter 2026 earnings call. Founder, Chairman, President and Chief Executive Officer Bart Caraway said the results reflected the bank’s long-running priorities of “disciplined growth, relationship-based funding, positive operating leverage, and consistent credit execution.” He said the quarter showed progress in loan and deposit growth, profitability and balance sheet management, while the company continued to invest in its commercial banking team
Net Interest Income and Margin Improve Chief Financial Officer John McWhorter said net interest income rose to $60.3 million, up 12.4% from the first quarter. He attributed the increase to organic loan production, balance sheet optimization following the Keystone merger and expansion in lower-cost funding sources. Total loans increased by approximately $185 million, or 3.5%, during the quarter.
McWhorter said commercial and industrial lending accounted for substantially all of that increase, rising approximately $187 million from the prior quarter. Deposit trends also improved. Non-interest-bearing deposits increased by $65.5 million, while total deposits rose $140.4 million from the first quarter.