A new study reveals over half of U.S. adults earning solid wages still fear unexpected expenses due to rising costs.
A joint survey by Edward Jones and Gallup found 51% of U.S. adults identify as part of the “conflicted middle”—a group earning sufficient income but lacking financial security. These individuals report anxiety over emergency expenses despite holding full-time jobs, insurance, and retirement savings.
The findings contrast with traditional expectations of middle-class stability. Many in this group, like a 34-year-old Wisconsin plastics manufacturer earning $90,000 annually, have taken second jobs to offset rising grocery and living costs. The survey highlights a gap between perceived stability and actual financial resilience.
Researchers attribute the trend to persistent inflation and stagnant wage growth, leaving households vulnerable to economic shocks despite appearing secure on paper.