Quick Read – SoFi Technologies (SOFI) reported Q1 2026 revenue of $1.10B (up 41% YoY), GAAP net income of $166.7M (more than doubled), and record loan originations of $12.18B (up 68% YoY), though shares fell 15% post-earnings over concerns about a 27% decline in the Technology…
atform segment tied to a single client departure. – SoFi’s 18 consecutive quarters of Rule of 40 performance and guided 2026 adjusted revenue growth of 30% with 38-42% medium-term EPS CAGR position the fintech for sustained compounding, but credit trends and Technology Platform stabilization remain key risks over the next 12 months. – The analyst who called NVIDIA in 2010 just named his top 10 stocks and SoFi Technologies wasn’t one of them. Get them here FREE
Our SoFi Technologies (NASDAQ:SOFI) thesis is straightforward: the fintech is executing too well for the stock’s recent slide to last, even if the next 12 months bring more volatility than fireworks. The 24/7 Wall St. price target for SoFi is $18.28, implying 14.13% upside from $16.02. We rate shares a buy with high conviction (90% model confidence).
From $32 to $16: What Just Happened to SoFi SoFi has been punished. Shares are down 38.81% year to date and 49.4% from the October 2025 high near $31.66, despite fundamentals that keep improving. Q1 2026 revenue came in at $1.10 billion (up 41% YoY on an adjusted basis), GAAP net income more than doubled to $166.7 million, and loan originations hit a record $12.18 billion, up 68% YoY.