Earnings above $24,480 in 2026 trigger Social Security withholding of $1 for every $2 earned, while pension rules may suspend payments entirely.
Workers returning to jobs after retirement may face suspended pension payments if the role qualifies as “disqualifying employment” under plan rules. This applies regardless of the employer and can occur before Social Security benefits are affected.
For those below full retirement age, earning over $24,480 in 2026 triggers Social Security withholding of $1 for every $2 earned above the limit. Pension plans, however, may define “retired” differently, leading to potential loss of payments even if wages appear favorable.
Experts advise requesting a written determination from the plan administrator before accepting a recall, as gross wages may not reflect actual cash flow after withholdings or suspensions.