Retirees Can Now Get 100 Percent Downside Protection in an ETF and Still Keep Stock Market Upside

Quick Read - MAXJ blocks 100% of S&P 500 losses for a 0.50% fee, while PJAN absorbs the first 15% of declines for a higher upside cap. - MAXJ holds IVV as its core equity engine and overlays FLEX options to cut beta to 0.30, roughly one-third of market sensitivity. - BUFR...

Quick Read – MAXJ blocks 100% of S&P 500 losses for a 0.50% fee, while PJAN absorbs the first 15% of declines for a higher upside cap. – MAXJ holds IVV as its core equity engine and overlays FLEX options to cut beta to 0.30, roughly one-third of market sensitivity. – BUFR…

dders four quarterly 10% buffer ETFs so any entry date captures a fresh outcome-period reset, now managing $10 billion in assets. – Act now: the analyst who called NVIDIA in 2010 just named his top 10 AI stocks — and MAXJ didn’t make the cut. Grab the names FREE today

A new generation of defined-outcome ETFs has quietly redrawn what a conservative allocation can look like. iShares Large Cap Max Buffer Jun ETF (CBOE:MAXJ) sits at one end of the spectrum, offering roughly 100% protection against S&P 500 losses over a one-year outcome period in exchange for a capped upside. Innovator U.S. Equity Power Buffer ETF – January (CBOE:PJAN) sits in the middle with a 15% buffer, and FT Vest Laddered Buffer ETF (CBOE:BUFR) wraps four quarterly 10% buffers into a single ticker.

For retirees, the pitch is specific. The 10-year Treasury yields nearly 5%, the VIX sits near 17, and the 2026 Social Security COLA came in at just 2.8%. Fixed income alone leaves inflation risk on the table, while unhedged equities leave sequence-of-returns risk on the table.

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