A $750,000 allocation across three income-focused assets generates $4,167 monthly at a 6.7% blended yield.
A $750,000 portfolio split between Realty Income (O), Main Street Capital (MAIN), and a covered-call ETF (SPYI) delivers $50,000 in annual income at a 6.7% blended yield. The strategy targets predictable monthly payouts to cover living expenses for retirees.
Realty Income provides a 5.3% yield with 670 consecutive monthly dividends, while MAIN offers an 8.4% all-in yield including supplemental distributions. The approach avoids high-maintenance portfolios by focusing on three assets with consistent payouts.
Tax efficiency is prioritized, with REIT and BDC income held in IRAs to mitigate ordinary income tax liabilities. The model contrasts with conservative 3-4% yield tiers requiring $1.4 million to generate the same $50,000 annual income.