RBC Lifts US, Canada Growth Forecasts; Sees Rates Unchanged Through 2026

Bank revises GDP projections higher for both economies while maintaining steady rate outlooks amid productivity gains and moderating inflation. RBC raised its Q2 Canadian GDP tracking estimate to 2.2% annualized from 1.7%, citing resilient household spending, recovering bu

Bank revises GDP projections higher for both economies while maintaining steady rate outlooks amid productivity gains and moderating inflation.

RBC raised its Q2 Canadian GDP tracking estimate to 2.2% annualized from 1.7%, citing resilient household spending, recovering business investment, and net trade contributions. The 2026 annual growth forecast edged up to 0.7% from 0.6%, reflecting modest improvement despite shifting immigration trends.

The Bank of Canada is expected to hold rates at 2.25% through 2026, with gradual hikes projected for 2027. RBC noted persistent unemployment and fading oil-driven inflation pressures as key factors supporting a neutral policy stance. Wednesday’s meeting is anticipated to be uneventful.

US growth forecasts were upgraded more significantly, with 2.2% GDP growth projected for 2026 and 2027, driven by labor productivity gains exceeding 2.5% annualized since early 2024. The Fed’s funds rate is maintained at 3.5-3.75% through 2027, though risks to the outlook remain balanced.

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