The bank reported surpassing $1.4 billion in assets and projected an annualized EPS range of $1.00 to $1.15 for scaling operations.
OptimumBank Holdings Inc. outlined an annual earnings per share run rate of $1.00 to $1.15 as it expands its OptimumFinance unit. The projection follows a quarter where assets exceeded $1.4 billion, marking a step-change in profitability and scale.
Management highlighted Q2 2026 as a pivotal period, with core return on average equity improving alongside asset growth. The bank did not provide prior-year comparisons or consensus estimates for the EPS range.
No immediate market reaction was detailed in the earnings call summary.