Quick Read – Nu Holdings (NU) reported full-year 2025 net income of $2.87B (+45.61% YoY), revenue of $15.77B (+42.06% YoY), and 33% return on equity, with customer base reaching 131 million across Latin America and the OCC granting conditional approval for a U.S. national bank…
arter in January 2026. – The 23.42% year-to-date decline reflects macro headwinds in Brazil rather than deteriorating fundamentals, creating a buying opportunity as the company scales deposits to $41.9B and loans to $10.92B while pursuing U.S. expansion and an Amazon partnership. – The analyst who called NVIDIA in 2010 just named his top 10 stocks and Nu Holdings wasn’t one of them. Get them here FREE
Our 24/7 Wall St. price target for Nu Holdings (NYSE:NU) is $17.97, pointing to 40.2% upside from the current $12.82 share price. We rate the Latin American neobank a buy with a 90% confidence level. NU has pulled back sharply from its February peak, and our proprietary model reads that dislocation as an entry point on an intact thesis. 24/7 Wall St.
Price Target Summary A Brutal Spring Sets Up Today’s Earnings Report NU shares are down 11.46% over the past week, 14.25% over the past month, and 23.42% year to date, sliding from a February high near $18.98 toward the 52-week low of $11.71. The selloff tracks Brazil’s economic slowdown, high interest rates, and rising loan loss provisions rather than any change in the underlying franchise. The analyst who called NVIDIA in 2010 just named his top 10 stocks and Nu Holdings wasn’t one of them.