Mortgage rates fell by 10 basis points to 6.65%
Mortgage rates are lower compared to last week, with the 30-year fixed rate falling by 10 basis points to 6.65%.
The 15-year fixed rate declined by 3 basis points to 6.01%, while the 5/1 ARM rose by a single basis point to 6.65%.
As of August 2, 2026, national averages for mortgage rates are 6.65% for a 30-year fixed loan and 6.01% for a 15-year fixed loan.