A 66-year-old retiree leverages Montana’s 21% senior population to generate income without tapping his $180,000 IRA early.
A retired Montana resident, 66, turned informal errands and rides into paid work after calculating his $180,000 IRA would not cover unexpected expenses. He avoided early Social Security claims to prevent permanent benefit reductions.
Montana’s population is 21% aged 65 or older, ranking it the eighth-oldest state. By 2030, seniors are projected to reach 23% of residents, shrinking the working-age labor pool and increasing demand for local services.
The retiree’s clients are predominantly older adults, reflecting a broader trend where aging demographics drive opportunities in personal assistance and light labor.