A financial adviser advocates annual portfolio reviews to avoid emotional trading during market swings.
Financial adviser Joe Saladino recommends investors limit portfolio adjustments to a single, predetermined day each year to avoid costly emotional decisions. The strategy aims to counter the instinct to react during market turbulence, such as the April 2026 selloff triggered by tariff announcements.
Saladino argues that discipline outweighs timing, as investors often act on fear or uncertainty. By committing to a fixed date, investors remove the influence of short-term market movements, geopolitical events, or economic data. The approach targets those without a formal investment policy statement.
The method contrasts with frequent trading, which studies suggest often underperforms long-term strategies. Saladino’s advice follows heightened client inquiries during periods of volatility, where panic-driven actions typically erode returns.