Brazilian fintech powerhouse Inter & Co (NASDAQ:INTR) recently released its Q2 2026 results, demonstrating continued revenue and net income expansion across its growing base of 45 million clients.
The strong figures offer further proof of the commercial strength behind the digital bank’s core technology
For the second quarter, Inter & Co came remarkably close to hitting its targeted “Rule of 50″—a performance metric combining year-over-year (YoY) top-line growth with return on equity (ROE). The company posted a 16.3% ROE alongside a 32% YoY revenue surge. Key drivers behind these numbers included: – Net Income: A robust US$81 million, representing a 34% sequential gain over Q1. – Operating leverage: Expense growth was capped at 19% YoY, rising far slower than top-line revenue. – Credit strategy: Refined underwriting practices, optimized portfolio management and gains in the private payroll loan segment. – Non-performing loans: As noted in Wednesday’s earnings disclosure, non-performing loan ratios remained comfortably within guidance.
Management attributed this stability to disciplined credit scoring and its proprietary, highly effective recovery and collections framework. The quarter’s operational strength builds directly on a profitable Q1 2026, which generated US$75.6 million in net income. In fact, Inter & Co has increased profitability since migrating its listing to the Nasdaq in Q2 2022.