Quick Read – Pagaya Technologies (PGY) beat Q1 EPS estimates by 30%, with revenue up 12.47% year-over-year and net income surging 212.86%, while management raised full-year guidance. – Pagaya stock trades below $14, offering reasonably priced AI exposure in fintech with five…
nsecutive quarters of GAAP profitability, expanded partnerships, and an Auto vertical running at a $2.3B annualized rate. – The analyst who called NVIDIA in 2010 just named his top 10 stocks and Pagaya Technologies wasn’t one of them. Get them here FREE
With major indexes near record highs and AI-linked names trading at premium multiples, the hunt for reasonably priced AI exposure has shifted toward fintech. Stocks under $15 with real earnings, beyond just an AI pitch deck, are scarce. One name fits that profile right now: an AI-driven consumer credit platform that just raised full-year guidance and is trading well below where it sat at its last earnings report.
Note on the lineup: two tickers were supplied for this piece, but only one currently sits below the $15 ceiling. LendingClub (NYSE:LC) trades at $15.88 as of May 20, 2026, just above the price gate, so it is excluded from the buy thesis below. That leaves one stock that clears the bar.