In 2025 73% of Americans said doing OK or comfortably financially, unchanged from 2024 In 2025 63% said could cover over $400 emergency with cash or equivalent, unchanged from 2024 Certain demographic groups, including low-income, young, and Black adults, saw meaningful declines…
assessments of financial wellbeing In 2025 42% of adults said “finding or keeping a job” was either a “minor” or “major concern” vs 37% in 2024 Concerns about price increases eased slightly yet remained most common financial concern among US adults In 2025 26% of adults rated national economy as “good” or “excellent” vs 29% in 2024 and 50% in 2019 before the pandemic In 2025 77% of adults changed behavior in response to higher prices vs 79% in 2024 One-in-four workers said they used generative AI at work in the prior month AI users more likely to expect it to improve their career than replace their jobs The 2025 survey results painted a picture of a US consumer that was still relatively resilient financially, but increasingly uneasy beneath the surface. While 73% of Americans said they were doing OK or living comfortably financially — unchanged from 2024 — confidence in the broader economy remained weak, with only 26% rating the national economy as “good” or “excellent,” down sharply from 50% before the pandemic
Consumers continued to adapt to the cumulative impact of years of inflation, with 77% reporting they had changed spending behavior because of higher prices. Even though concern about inflation eased slightly, it remained the top financial worry for households. The survey also showed growing fault lines in the labor market and financial wellbeing.
The share of adults worried about finding or keeping a job rose to 42% from 37% a year earlier, and lower-income, younger, and Black Americans reported worsening financial conditions. Meanwhile, the ability to handle emergencies remained stagnant, with only 63% able to cover a $400 emergency expense with cash or equivalent. That