Quick Read – SoFi Technologies (SOFI) reported Q1 2026 revenue of $1.10B beating consensus by 5%, with net income more than doubling, loan originations hitting a record highs, and membership growing 35% as share price falls, creating an opportunity. – SoFi’s deposit-funded…
del, expanding network effects, and management guidance for 30%+ adjusted revenue growth through 2028 contrasts sharply with its beaten-down valuation, creating a disconnect between accelerating fundamentals and depressed price. – Act now: the analyst who called NVIDIA in 2010 just named his top 10 AI stocks — and SoFi Technologies didn’t make the cut. Grab the names FREE today
When a high-quality fintech name retraces sharply while its fundamentals accelerate, the gap between price and performance becomes the story. SoFi closed Friday at $16.97, down 35.18% year to date from a December close of $26.18, even as the company posted record loan originations and triple-digit net income growth last month. For retail investors scanning headlines, that disconnect is the entire reason to look at fintech disruptors trading under $20 right now.
With that in mind, here is one stock under $20 that the data suggests has been mispriced against its long-term earnings trajectory. SoFi Technologies (NASDAQ:SOFI) SoFi Technologies runs an all-in-one digital finance platform spanning lending, banking, brokerage, credit cards, crypto, and the Galileo technology stack that powers other fintechs. Act now: the analyst who called NVIDIA in 2010 just named his top 10 AI stocks — and SoFi Technologies didn’t make the cut.