Michelle paid off $12,000 in 9 months
Michelle, earning $110,000 a year, paid off $12,000 in 9 months but still carries $23,000 in student loans.
She was advised to use the debt snowball method to clear her debt.
The debt snowball method involves attacking the smallest loan first and skipping saving until debt is cleared.
Michelle was also urged to stop asking permission and send a firm holiday email to address family pressure