Top CD rates offered on shorter terms
The highest CD rate is 4% APY, offered by Marcus by Goldman Sachs on its 9-month CD.
This rate is among the best available today, with online banks and credit unions offering competitive rates.
For example, a $1,000 investment in a one-year CD with 1.52% APY would yield $15.20 in interest, totaling $1,015.20 after one year.