I Used to Think a 401(k) was the Best Retirement Savings Tool. but Here are 4 Issues to Know About.
When I first started working full-time, I didn't have access to a 401(k) through my job, and that annoyed me. Sure, I was able to save for retirement in an IRA instead But I had to actively fund that IRA myself, whereas with 401(k)s, contributions are taken as payro