The Single Premium Immediate Annuity That Pays a 73-Year-Old $4,800 a Month for Life and Takes Sequence Risk Off the Table Quick Read - A 73-year-old with $1.4M can lock in $7,600/month guaranteed income by combining Social Security with a $700K annuity, beating the 4% rule’s...<
U.S. stock futures pointed to a third consecutive day of losses on Tuesday as elevated oil prices and rising bond yields weighed on sentiment, extending a pullback from record highs hit last week. The S&P 500 futures contract was off 0.4% in early trading, with Nasdaq 100
A Parkinson’s diagnosis made a 64-year-old woman uninsurable, leaving her and her husband exposed to six-figure long-term care expenses. A couple declined a $4,800 annual long-term care insurance policy at age 58, viewing the premium as optional. Six years later, the wife’
Average rates on home equity loans and HELOCs fell to their lowest levels this year, easing borrowing costs for homeowners. Average rates on fixed-rate home equity loans dropped to 7.36% on May 19, down 8 basis points from a month ago and matching the 2026 low set in mid-M
Global fund managers increase equity allocations to record levels Fund managers have increased their equity allocations to a record high, with only 4% expecting a hard landing. The Bank of America Global Fund Manager Survey polls around 200 to 400 institutional fun
Fixed income markets offset equity volatility Historically, fixed income and equity performance moved in different directions. However, this relationship broke down in 2022 as the Fed hiked rates quickly. The correlation between bond and equity markets has returned
Quick Read - A 63-year-old with $480,000 saved faces a $241,000 lifetime income swing between retiring now versus working two more years. - Claiming Social Security at 63 cuts benefits by 25% permanently, but the real trap is whether your portfolio can sustain withdrawals...
High earners favor tax-exempt municipal bonds over Treasuries as PZA offers a 3.9% yield with 217 consecutive monthly distributions. The Invesco National AMT-Free Municipal Bond ETF (PZA) provides a 3.9% tax-free yield, attracting investors in the top federal tax bracket.
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Rising oil prices and inflation concerns push U.S. and global bond yields to levels unseen since 2007 and the 1990s. U.S. Treasury yields have climbed to their highest levels in over a decade, with 30-year yields exceeding 5.159% and 10-year yields reaching a one-year peak
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