Find out which banks are offering the top rates.
Money market accounts (MMAs) can be a great place to store your cash if you’re looking for a relatively high interest rate along with liquidity and flexibility
Unlike traditional savings accounts, MMAs typically offer better returns, and they may also provide check-writing privileges and debit card access. This makes these accounts ideal for holding long-term savings that you want to grow over time, but can still access when needed for certain purchases or bills. This embedded content is not available in your region.
Where are the best money market interest rates today? Even though rates have been falling over the past several months, it’s still possible to find money market accounts that pay more than 4% APY. Here is a look at some of today’s best money market account rates, Monday, June 1, 2026: – TotalBank Online Money Market Deposit Account: 4.01% APY ($2,500 minimum balance required to earn highest rate) – Brilliant Bank Surge Money Market Account: 4% APY ($1,000 minimum balance required to earn highest rate) – Zynlo Money Market Account: 3.90% APY – Redneck Bank Mega Money Market: 3.85% APY – Quontic Bank: 3.80% APY – EverBank Yield Pledge Money Market Account: 3.80% APY – CFG High Yield Money Market: 3.80% APY – First Foundation Bank Online Money Market Account: 3.75% APY ($1,000 minimum balance required to earn highest rate) – Prime Alliance Bank Personal Money Market Account: 3.75% APY Historical money market account rates Money market account rates have fluctuated significantly in recent years, largely due to changes in the Federal Reserve’s target interest rate.