The bank raised its NIDDA outlook to 12%-13% after reporting a 34.4% ratio of noninterest-bearing deposits to total deposits.
BankUnited (BKU) forecasted net interest income growth of 5%-6% for 2026, up from prior guidance. The update follows a quarterly milestone where noninterest-bearing deposits (NIDDA) reached 34.4% of total deposits, crossing a key threshold.
Management previously targeted lower NIDDA growth but revised its outlook to 12%-13% for the year. The shift reflects improved deposit mix and scale in noninterest-bearing accounts, a driver of profitability.
The bank did not disclose immediate market reactions, focusing instead on long-term growth expectations.