Analysts set a 13.31% upside for SOFI after Q1 2026 revenue beat and record loan originations.
SoFi Technologies (NASDAQ:SOFI) received a $19.60 price target, reflecting 13.31% upside from its current $17.30 quote. The bull case cites 30% revenue growth and 10 consecutive profitable quarters, alongside $2.35 million in insider buying over the past year.
Q1 2026 results, reported April 29, showed revenue of $1.10 billion, topping estimates by 5%, and EPS of $0.12. Net income surged 134.45% year-over-year to $166.73 million, while loan originations reached a record $12.18 billion. Shares remain 36% below their 52-week high of $32.73 but have risen 8.26% in the past month.
Risks include a 27% decline in Technology Platform revenue and short-seller allegations from Muddy Waters. Analysts rate SOFI a buy with 90% confidence, despite its 33.92% year-to-date decline.