Only 25% of Americans believe now is a good time to invest, the lowest level since 2020, Allianz Life data shows.
US investor sentiment fell to its lowest level in four years, with just 25% of Americans viewing the current environment as favorable for investing. The decline from 34% last quarter reflects growing concerns over market volatility and recession risks, according to a new survey.
Older investors, particularly Baby Boomers, show less anxiety about economic downturns compared to younger generations. Gen Z respondents are the most fearful, with two-thirds reducing retirement contributions in the first half of the year due to financial stress.
Nearly half of all Americans shifted investments to less risky assets, moving from equities to bonds and cash holdings. The trend underscores heightened caution amid economic uncertainty and persistent inflation pressures.