Quick Read – JNJ leads the 45% dividend-growth sleeve in the giving bucket, where decades of healthcare dividend raises anchor an honest planning range of 4 to 6 percent. – O’s 5.3% monthly yield and DUK’s EPS growth target of 5 to 7% fill the REIT and utility sleeves that…
abilize the giving portfolio’s income stream. – Roughly $250,000 of dedicated dividend capital, kept separate from base retirement assets, funds $15,000 a year in grandparenting at a realistic 6% blended yield. – A Utah couple with two children and four grandchildren nearby has a retirement goal that has nothing to do with yachts or sports cars. They want to be the grandparents who can say “yes.” Yes to helping with travel hockey
Yes to a week at the lake. Yes to Disney. Yes to contributing toward a first car, a senior trip, or a college expense.
The question is not whether they can afford retirement. It is whether they can afford the kind of grandparents they want to be. That distinction matters.