A staggering behavioral pattern is quietly draining retirement wealth.
According to research cited by the Money Guy Show, nearly 30% of IRA rollovers remain uninvested in cash seven years later
The issue is not limited to rollovers. Vanguard’s data also shows that 55% of direct contributions into employer-sponsored retirement plans sit in cash for 12 months before ever being deployed into mutual funds, index funds, or ETFs. Quick Read – Brian Preston from the Money Guy Show warns that nearly 30% of IRA rollovers (SPY) remain uninvested in cash seven years later, calling it the missing half of retirement planning. – Idle cash earning 0.38% in savings accounts costs investors substantially—a $10,000 investment in SPY would return $12,551 more over a decade than keeping it in cash. – Act now: the analyst who called NVIDIA in 2010 just named his top 10 AI stocks — and Vanguard Total Bond Market ETF didn’t make the cut.
Grab the names FREE today. Brian Preston, co-host of the Money Guy Show, calls this the missing half of the retirement equation. “It’s a two-part transaction. Just because you saved the money, you now need to select the investments so that your money can actually work hard for you,” he said on the episode When Saving More Money Might Actually Hurt You.