Some people are bird-watchers and some people are Social Security cost-of-living adjustment (COLA) estimate watchers. (Of course, some folks are both!) If you’ve been keeping an eye on estimates of 2027’s COLA, which will be announced in October, you’ve probably seen it change.
Many look to the Senior Citizens League (TSCL) for estimates, and while the TSCL projected a COLA of 2.8% earlier in 2026, it upped that figure to 3.3% and, more recently, to 3.9%
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For the first time in years, that same “Total Conviction” signal is flashing for a company 1/100th the size of Nvidia. Continue » Here’s a look at how the 3.9% projection might change how you plan for Social Security. 1. You can count on more income in retirement First, and most obvious, a 3.9% Social Security COLA for 2027 means you can expect bigger Social Security benefit checks in 2027.