US Mortgage Rates Dip Slightly Across Key Loan Terms on July 23
Average 30-year fixed mortgage rates fell 4.4 basis points to 6.514%, while 15-year rates rose 15.4 basis points to 5.826%. The average 30-year fixed mortgage rate declined 4.4 basis points to 6.514% on July 23, 2026, according to lender data. The 15-year fixed rate increa