HELOC Rates Near 2026 Low at 7.21% as Home Equity Borrowing Costs Dip
Average HELOC rates fell to 7.21%, just two basis points above the 2026 low, while home equity loan rates stand at 7.36%. Average HELOC rates declined to 7.21% as of May 11, 2026, approaching the year’s low of 7.19% set in mid-March. Home equity loan rates also eased, with