HELOC and Home Equity Loan Rates Hold Near 2026 Lows
Average HELOC and home equity loan rates remain stable at 7.21% and 7.36%, respectively, matching March lows. Average home equity line of credit (HELOC) rates stand at 7.21% as of May 8, 2026, down slightly from April’s 7.24%. Fixed-rate home equity loans average 7.36%, a