US Housing Affordability Index Rises to 110.6 on Lower Mortgage Rates
A 40-basis-point drop in 30-year mortgage rates and higher incomes boosted the April 2026 index to its highest level in a year. The Housing Affordability Index climbed to 110.6 in April 2026, up from 101.4 a year earlier, as 30-year mortgage rates fell 40 basis points to 6