Mortgage Rates Rise

Fixed rates increase by 5 basis points The current 30-year fixed rate rose by 5 basis points to 6.38%, while the 15-year fixed rate increased by 2 basis points to 5.74%. The 5/1 ARM fell by 24 basis points to 6.39%. Mortgage refinance rates are often higher than

Money Market Accounts Offer High Rates

Top accounts offer 3%-4% APY The national average money market account rate stands at 0.57%. Some top accounts offer rates as high as 3%-4% APY. TotalBank Online Money Market Deposit Account offers 4.01% APY with a $2,500 minimum balance. Other banks, such

Savings Account Rates Reach 4.1% APY

Savings account rates hit 4.1% APY today The national average savings account rate stands at 0.38%. Some top accounts are currently offering 4% APY and up. Today, the highest savings account rate available is 4.1% APY, offered by Bask Bank. The amount of inte

Truist Tops HELOC Lenders

Truist named best HELOC lender in June Truist offers home equity credit lines up to $1 million. The average HELOC rate is 7.25%, with a 2026 low of 7.19% in mid-January and March. Home equity loan rates are based on an index rate plus a margin, with the national

CD Rates Reach 4% APY

Highest CD rate offered at 4% APY on 14-month term A certificate of deposit (CD) allows savers to lock in a competitive rate on their savings. Historically, longer-term CDs offered higher interest rates than shorter-term CDs. Today, the highest CD rate is 4% APY, o

Bitcoin Enters Historical Bottom Zone

Bitcoin's bottom zone lies between $46K and $54K Bitcoin has entered a historical cycle valuation zone typically associated with market bottoms. The higher-probability bottom range lies between $46,000 and $54,000, spanning the CVDD and Realized Price levels. I

XRP Price Drops 41% in 2026

XRP falls 41% despite major catalysts XRP has fallen 41% in 2026, from $1.84 to $1.09, despite the SEC and CFTC classifying it as a commodity. The infrastructure to support a higher XRP price exists, with over 300 financial institutions on RippleNet and $1.43 billion