HELOC, Home Equity Loan Rates Hold Near 7% as Home Prices Rise
National average HELOC and home equity loan rates remain at 7.21% and 7.36%, respectively, amid a 0.9% annual increase in home prices. National average rates for home equity lines of credit and home equity loans stand at 7.21% and 7.36%, respectively, as of May 13, 2026. T