Savings Account Rates Reach 4.10% APY

Top savings accounts offer up to 4.10% APY The national average savings account rate stands at 0.38%. Some savings accounts are currently offering 4% APY and up. The highest savings account rate available is 4.10% APY, offered by CIT Bank. A $1,000 deposit a

CD Rates Reach 4% APY

Highest CD rate offered is 4% APY A certificate of deposit (CD) allows savers to lock in a competitive rate on their savings. The highest CD rate is 4% APY, offered by Marcus by Goldman Sachs on its 9-month CD. Investing $1,000 in a one-year CD with 4% APY yields