BoJ Accelerates Rate Hike Timeline, Lifts Terminal Rate Forecast to 1.75%

Standard Chartered strategists now expect a 25bps BoJ hike in September and a higher terminal rate of 1.75% amid JPY weakness. Standard Chartered has pulled forward its Bank of Japan rate hike forecast to September from October, expecting a 25bps increase. The terminal rat

Standard Chartered strategists now expect a 25bps BoJ hike in September and a higher terminal rate of 1.75% amid JPY weakness.

Standard Chartered has pulled forward its Bank of Japan rate hike forecast to September from October, expecting a 25bps increase. The terminal rate projection for this cycle has also been raised to 1.75% from 1.50% previously, with two additional hikes now seen in 2027.

Previously, the bank anticipated a 25bps hike in October and another in Q2-2027, with a terminal rate of 1.50%. The revised outlook reflects a more aggressive tightening path, though strategists note the BoJ is unlikely to exceed market expectations, which price a terminal rate near 2.0% by end-2027.

Despite recent JPY strength, USD/JPY targets remain at 158 by end-Q3 and 160 by end-Q4, as yield-insensitive capital outflows continue to pressure the currency. FX intervention risks persist with USD/JPY trading near 160.

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