Retiring couple needs $371,000 for healthcare costs
A retired couple may need $371,000 for healthcare, covering Medicare premiums and cost-sharing.
This estimate excludes dental, over-the-counter drugs, and long-term care.
The $371,000 figure includes Medicare Parts B and D premiums, deductibles, coinsurance, and prescription costs, with 45% going to premiums and 48% to other medical expenses.