30-year fixed rate jumps 24.1 basis points to 6.696%
The current 30-year fixed mortgage rate rose by 24.1 basis points to 6.696% on July 25, 2026.
The 15-year fixed rate increased by 9.6 basis points to 6.036%, while the 5/1 ARM jumped 41.4 basis points to 6.637%.
These rates are the highest this year, with the 30-year fixed refinance rate at 6.617% and the 15-year fixed refinance rate at 5.978%