Top CD rates offered on shorter terms around one year
The highest CD rate is 4.10% APY, offered by Marcus by Goldman Sachs on its 14-month CD.
This rate is available as the Federal Reserve has left interest rates alone so far in 2026.
Investing $1,000 in a one-year CD with 1.52% APY yields $1,015.20, including $15.20 in interest.