the average 30-year fixed rate is 6.35%, down 7 basis points since yesterday.
According to the Zillow lender marketplace, the average 30-year fixed rate is 6.35%, down 7 basis points since yesterday. The 15-year fixed loan is currently at 5.86%, 7 basis points higher than yesterday.
The 5/1 ARM is 6.49%, 21 basis points lower than on Monday. Today’s mortgage rates Here are the current mortgage rates, according to our latest Zillow data, for Tuesday, June 23, 2026: – 30-year fixed: 6.35% – 20-year fixed: 6.18% – 15-year fixed: 5.86% – 5/1 ARM: 6.49% – 7/1 ARM: 6.56% – 30-year VA: 5.80% – 15-year VA: 5.38% – 5/1 VA: 5.66% Remember that these are the national averages and are rounded to the nearest hundredth. Today’s mortgage refinance rates These are the current mortgage refinance rates, according to the latest Zillow data for Tuesday, June 23, 2026: – 30-year fixed: 6.31% – 20-year fixed: 6.46% – 15-year fixed: 5.79% – 5/1 ARM: 6.35% – 7/1 ARM: 6.41% – 30-year VA: 5.78% – 15-year VA: 5.50% – 5/1 VA: 5.63% Again, the numbers provided are national averages rounded to the nearest hundredth.
Refinance rates are usually higher than purchase rates. MORE: See our top picks for mortgage lenders right now Yahoo Finance mortgage calculator A mortgage calculator can help you see how various mortgage term lengths and interest rates will affect your monthly payments. Use this mortgage calculator to explore different outcomes.