Today’s CD rates still hover well above the national average.
The Federal Reserve reduced its target interest rate three times in 2025 and has left rates alone in 2026
This has had a ripple effect on deposit account rates, making now a great opportunity to lock in today’s high rates with a certificate of deposit (CD). Here’s a look at today’s best CD rates and where you can find the best offers. Best CD rates today, Monday, June 15, 2026 Today, the highest CD rate is 4% APY.
This rate is offered by Marcus by Goldman Sachs on its 14-month CD. Here is a look at some of the best CD rates available today from our verified partners. National average CD rates If you’re considering a CD, these rates are some of the highest available, especially when compared to the national average rates, which are significantly lower.