Majority of Americans Eye Non-Traditional Retirement Paths, Fidelity Study Finds

Fidelity survey reveals 70% of Americans consider gig work or entrepreneurship over traditional retirement, with sharp generational differences. Seven in ten Americans would forgo traditional retirement for gig work, business ownership, or a new career, according to a rece

Fidelity survey reveals 70% of Americans consider gig work or entrepreneurship over traditional retirement, with sharp generational differences.

Seven in ten Americans would forgo traditional retirement for gig work, business ownership, or a new career, according to a recent study. The shift reflects changing attitudes toward retirement as a transition rather than a full exit from the workforce.

Gen Z leads the trend, with 45% open to entrepreneurship, while 70% of Baby Boomers reject non-traditional paths. Retirees with written financial plans report twice the confidence and higher savings rates compared to those without.

The findings highlight a growing divide in retirement expectations across generations, with younger workers prioritizing flexibility and continued income streams over traditional retirement models.

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