Not everyone agrees with Dave Ramsey.
His blanket opposition to credit cards and mortgages has drawn plenty of criticism from financial planners who see nuance where Ramsey sees recklessness
Even so, his track record is hard to dismiss. Ramsey’s net worth is most commonly estimated at around $200 million, though his own disclosures suggest the true figure could be considerably higher. In a late 2025 interview on “The School of Hard Knocks” YouTube channel, he said Ramsey Solutions generated a record $300 million that year and claimed he owns roughly $850 million in real estate accumulated without taking on any debt.
The Ramsey Show also ranked as the second highest-paid podcast of 2025, according to the RSS platform FeedSpot. Anyone who has built that kind of enterprise is, at minimum, worth paying attention to. His core message has not changed: debt is the biggest obstacle standing between ordinary Americans and genuine wealth.