Average 30-year fixed mortgage rates rise 3 basis points to 6.41%, with broader increases across most loan types.
Average US mortgage rates rose across most loan types on June 9, 2026, reflecting upward pressure in the bond market. The 30-year fixed rate increased 3 basis points to 6.41%, while the 15-year fixed rate climbed 7 basis points to 5.81%. Adjustable-rate mortgages saw sharper moves, with the 5/1 ARM jumping 34 basis points to 6.66%.
Rates remain elevated compared to the same period last year but have stabilized near multi-month highs. Refinance rates also ticked higher, with the 30-year fixed refinance rate at 6.38%, slightly below purchase rates. VA loan rates followed similar trends, with the 30-year VA rate at 5.96%.
The increases come as bond yields continue to reflect shifting expectations for Federal Reserve policy and inflation data. Borrowers face higher monthly payments, potentially cooling housing demand in the near term.