Top CD rates offered on shorter terms
The highest CD rate is 4% APY, offered by Marcus by Goldman Sachs on its 14-month CD.
This rate is among the best available today, with online banks and credit unions offering competitive rates.
Investing $1,000 in a one-year CD with 4% APY can yield $1,040.74, earning $40.74 in interest, while a 1.52% APY would yield $1,015.20, earning $15.20 in interest.