a real estate analytics firm, rates on both home equity loans and lines of credit are extremely close.
According to Curinos, a real estate analytics firm, rates on both home equity loans and lines of credit are extremely close. Average rates on home equity loans are 7.36%, matching the 2026 low.
Average HELOC rates are 7.21%, just above their 2026 low. With rates this similar, how do you decide which equity product is best? The answer is straightforward when you consider what you’re using it for.
Keep reading to learn more. HELOC and home equity loan rates Tuesday, June 2, 2026 According to real estate analytics firm Curinos, the average adjustable-rate HELOC is 7.21%, down 3 basis points from one month ago. The 52-week HELOC low was 7.19% in mid-March.